Experts allow a margin of error of 1 gram per kilo.According to Marc Le Parco, national coordinator of the verification campaign, was quoted as saying. The slightest irregularity can quickly take on dramatic proportions. Few grams of each product purchased and the financial impact is significant for the home … especially in times of crisis where some households are very fragile.

Cell specific investigation, however, that this dysfunction is not necessarily a desire to mislead the customer. In most cases this is due more to negligence because companies often delay their legal control instruments, or even eventually forget them. Initially, agents are content therefore to discipline professionals. A record is then written in the second offense.

Established in 1991, these tax incentives allow households to deduct from their taxes half of their spending on home care services in a ceiling. This system was completed in 2007 by a tax credit for tax-free households, with half the money spent now repaid them without the income tax is a limit.Thus, a household spends 2,000 euros per year in-home services and pay (before deduction of tax benefit) 500 euros tax can now get 1000 euros, against 500 before.

Result, "said resort" home care services took off in twenty years. It doubled between 1996 and 2008 from 6 unsecured personal loans.4% to 12.8% of households. "This development reflects both supported the regularization of undeclared work and employment creation, because of better solvency of households," says INSEE.The institute estimated that between 85,000 and 300,000 the number of households that have used more, thanks to fiscal measures, such services.

Tax Credit

The only tax cut would have enabled the creation, between 1991 and 2007, from 12,000 to 43,000 full-time equivalent jobs "at an annual cost per job created between 23,000 and 85,000 euros."

The tax credit, introduced in 2007 for households not taxable, would have in turn fostered the creation of 4,000 to 14,000 jobs, an annual cost of between 9,000 and 28,000 euros per job. This new provision is only in the end only 2% of the overall cost of the tax benefit (122 million) from the simple fact that users are low-income households, rather young, and therefore little use to home care services.

According to a survey conducted in September by several associations of elected representatives, many local authorities face difficulties in borrowing from banks. "This is almost systematic refusal when the community does not have long-term loans or do not wish to subscribe again," the study said adding that the banks argue the new Basel banking standards 3 with elected officials to justify the shortage cheap business cards.

These standards penalize long-term financing that are not backed by stable resources such as bank deposits. "Basically, this means that we can not lend unless the borrower has savings," noted a banker."Now communities spared nothing."

The device will be launched "based on that the government had set up in 2008 and had been able to satisfy the financing needs of communities at the time the bank has showed signs of drying up," said the Prime Minister.

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According to several newspapers across the Rhine, Chancellor Angela Merkel had informed members of his party (CDU) that Greece would not receive payment of the installment scheduled Sept. 15 if it did not meet its targets for reducing deficits. More explicitly, the German finance minister, Wolfgang Schäuble, said before Parliament that if the mission of the Troika, interrupted last week, did not resume quickly and did not end in a positive way, "the next tranche of aid would not be granted. "

Recent electoral defeat

This hardening of the tone is to contain the discontent in the ranks of the CDU since the election defeat on Sunday in the Land of Mecklenburg-Vorpommern. In fact, Angela Merkel only has a narrow majority to vote in the Bundestag on 29 September, the second aid plan in Athens. The Chancellor must give his firm pledges of Parliament to show that it does not dig a bottomless pit.

The pressure put by the Germans to the Greeks also reflects simply the blocking of the situation in Athens, unable to meet its commitments payday loan no faxing. According to Reuters, Greece would have asked to be faster than expected payment of the amounts promised in the second aid plan, which would mean that its finances are deteriorating faster than expected.Unlike France, more and more states are reluctant to vote with the second.

The head of the Slovak Parliament, Richard Sulik said that Slovakia would deal in December on strengthening the European Financial Stability Fund (EFSF). The plan "can not therefore enter into force in February," Sulik said.

All these questions are still weighed heavily on bonds in the euro area on Tuesday. While Italy was forced to further accelerate the passage of the austerity plan is to Madrid came the aftershocks. The leader of the CCOO, one of the main Spanish trade unions, said Prime Minister José Luis Zapatero, would have admitted that the country was "on the edge of the abyss" and would need a bailout. Remarks Tuesday strongly denied by the Spanish government, which illustrate the growing tensions in each country.

Markets reacted to a volley of announcements of mergers and acquisitions. First, Google (-1.16% to 557.23 dollars) has announced the acquisition of the mobile phone manufacturer Motorola Mobility (55.78% to 38.12 dollars) to $ 12.5 billion in cash. Time Warner (-0.81% to 64.98 dollars), meanwhile, reached an agreement to buy the cable operator Insight Communications to Carlyle for $ 3 billion.Finally, Cargill will acquire the French specialist in animal feed Provimi to 1.5 billion euros.

As in Europe, investors are upbeat on the eve of an important meeting between French President Nicolas Sarkozy and German Chancellor Angela Merkel on the reform of the governance of the euro area. They should discuss ways to implement to prevent contagion problems of sovereign debt to the rest of the region.

But Germany has already warned investors: this meeting will lead to "nothing spectacular". "It will be a working meeting on the governance of the euro area in line with European decisions taken in late July," said the spokesman of the Ministry of Finance. The latter also confirmed the skepticism German, joined by France, in respect of Eurobonds.These ads have already resulted in demoralizing the European investors.

In Asia, the announcement of a contraction much weaker than expected Japanese GDP has also reassured the markets.

Morale builders stable

The statistics published on Monday in the U.S. are, however, bleak. Manufacturing activity in the New York area declined for the third consecutive month at -7.7, 3.9 points lower than in July.

In real estate, the NAHB index released on Monday shows that the morale of the manufacturers was unchanged in August, close to its lowest historical levels.

Note that the currency market, the euro strengthened against the greenback at 1.444 dollar. Oil markets, oil prices closed up in New York payday loan. A barrel of "light sweet crude" for September delivery was trading at 87.88 dollars, up 2.50 dollar.Prices had fallen during the European trading, erasing their gains made in Asian trade in a market nervous and still haunted by persistent concerns about global growth and the debt crisis in the eurozone. A barrel of Brent North Sea crude for September delivery was trading at 107.56 dollars on the Intercontinental Exchange (ICE) in London, down 47 cents from Friday's close.

Google swallows Motorola Mobility

On the corporate side, Bank of America (7.93% to 7.76 dollars) has announced the sale of its activities in the international credit cards in Britain, Ireland or Canada.

The food distributor Sysco (-3.93% to 28.11 dollars) announced earnings per share (EPS), diluted to 57 cents under its fourth quarter, diluted EPS of $ 1.96 for all of its financial year, while its quarterly sales reached $ 10.4 billion.

Estee Lauder fell 6.64% to 94.15 dollars. Despite the publication of a net income group share record of $ 700.8 million, up 46.5%, the cosmetics group announced its annual results would be below Wall Street expectations.

Lowe (0.82% to 19.58 dollars) has already reported sales below expectations in the second quarter of its fiscal year and lowered its annual targets for the second time in three months, consumers pushing their development projects until later because of sluggish growth.

Boeing (1.54% to 62.70 dollars) announced it had completed with Air Lease Corp. an order valued at $ 2.5 billion on 14 737-800 aircraft and five 777-300ER.

Pfizer (2.69% to 18.34 dollars) announced Monday it had won before a U.S. court case against Teva Pharmaceutical Industries of Israel, preventing the global generics to produce a copy of Viagra before 2019 .

Transocean (2.97% to 57.26 dollars), listed in New York, wants to buy the Norwegian group Aker Drilling, for a total of 1.1 billion Swiss francs (1 billion), according to a statement Monday.Several large shareholders, representing 65% of the capital, have agreed to the deal, said the Swiss.

The American specialist craft materials Grainger (2.01% to 138.57 dollars) on Monday announced the acquisition of the Dutch distributor of fasteners Fabory Group for $ 344 million (242 million).

European leaders hailed the recovery of 2.4 trillion dollars in the legal limit of U.S. debts. Enough to hold until 2013, after the U.S. presidential election in November 2012 of. "This plan raises considerable uncertainty that hovered in recent days on the market about a risk of recession in the United States, welcomes Philippe Waechter, head of economic research at Natixis AM. While no agreement was reached before Aug. 2, the federal government could not spend what he earns, which would have sealed the growth. "But economists remain cautious: the lack of plan detail and ambition.

• Two uncertainties

The plan presented by President Barack Obama and the Democratic and Republican negotiators is still a project that has not passed by Congress. "The Republicans may be unhappy with the cuts in the defense budget. (…) In addition, any tax increase is explicitly provided, which could make it difficult to convince a sufficient number of Democrats to vote the text, "Analysis Paul Mortimer-Lee, chief economist at BNP Paribas IPC.

Second unknown, raised by Inna Mufteeva, economist at Natixis, "no timetable has been issued for budget cuts. These cuts should not be introduced too fast, Barack Obama assured, but it would be interesting to know when. "Especially the plan, based solely on spending cuts and no tax increase, is likely to influence an already weak growth.

• A plan insufficient

"The total savings proposed, or 2.4 trillion dollars, is insufficient to put the U.S. budget on track," said Paul Mortimer-Lee. The rating agency Standard & Poor's estimated 4 trillion in savings over 10 years are needed to reduce the U.S. debt.

• The main decisions postponed

Almost two-thirds of the austerity measures -1.5 trillion dollars over a total of 2.4 trillion-flow from the proposals of the committee for the opportunity to be presented in November. Result, "there are still too many uncertainties about possible future tax and budget cuts, concerned about Paul Mortimer-Lee. This uncertainty will penalize investment decisions and hiring companies. Growth will suffer.The compromise presented Sunday night therefore merely postpone the problem, and not far beyond. "

• Questions about Washington's ability to make decisions

"Initially, Obama targeted Republicans as a plan of 4,000 billion dollars, said Philippe Waechter. As they differed on how to achieve their ambition has melted over the negotiations, to agree in the end the lowest common denominator (2400 billion dollars in savings). "

So lacking in the original goal to doubt the effectiveness of the American political system. "If there were only Republicans and Democrats agreed was found. But the presence of extremists of the Tea Party has changed the situation, forcing the Republicans to more than intransigence, Philippe Waechter analysis. It has changed the political system in the United States.Part of the Republicans wanted something other than what was negotiated usual, causing the blockage. "

This could happen in the future, warned Standard & Poor's in a note dated July 14: "The inability to reach an agreement today leads us to believe that there will be no more coming years. "This argument could lose its" AAA "in the United States.

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LE FIGARO. – What are the main points of this text?

Xavier BERTRAND. – I said I want there to be a before and an after-Mediator. That's why I wanted an ambitious reform and concerted based on three pillars. The first is transparency in conflicts of interest. For it is clear that it is essentially this question that has caused confusion in public opinion after the Mediator by creating a climate of suspicion unbearable. Another important point when there will be questions about a drug, the doubt should benefit patients and not laboratories. Finally, better information for patients is necessary, as well as better information and training for health professionals.

Only sanctions can overcome the conflicts of interest.What are your plans?

The law sets up financial and criminal penalties for violators. Any decision of a proceeding in which a conflict of interest is identified will be void. For laboratories, the penalties can go as far as the marketing ban. All this is particularly chilling.

You know a law can not do everything. How do you proceed?

The law will not be the only element of this overhaul of the system. We must prepare decrees, including the training of health professionals. Thus, the continuing education of physicians should no longer give the feeling of being entirely in the hands of medical representatives. That is why I want this new system is evaluated in two to three years.I do not want to do in half-measures but in radical reform.

The General Inspectorate of Social Affairs called to abolish the profession of pharmaceutical sales. You do not accept this proposal, why?

There is a distinction between promotion and information. It is clear that the existence of the medical as we knew it is over. It is even prohibited individual to the hospital. Physicians will face several health visitor. Funding for the training of doctors must be watertight. Certainly, the pharmaceutical industry will contribute, but not directly as is the case today. It will do so through taxes and royalties, which go through the state and Medicare before being paid back. I want there to be far fewer links between laboratories and physicians in training low fee payday loans.Finally, the Minister of Health should be aware of all the training modules for sales representatives and all the documents they will present to health professionals. This is the French Agency for Safety of Health Products, renamed the "National Security Agency of Medicines and Health Products" (ANSM), who will have control.

The text also plans to make public all contracts with the press, learned societies and patient organizations. This means he the death of the medical press?

This is not to stop there advertising in the newspapers, but we can require that the amounts of payments to be made public.

While France has decided to prohibit the marketing of the Actos diabetes, the European Medicines Agency wants to leave it on the market.What do you do?

We will maintain the suspension of Actos. This medicine will not be back in French pharmacies. With Germany, we call an approach at European level so that our position is respected. If the European Commission sided with the European Medicines Agency and forced us to return the Actos on the market, there will be a showdown. Also, I am convinced that it is necessary to reform the drug in Europe, because I want that one gives more power to national agencies. Laboratories must understand that things have changed.

The Constitutional Council has just approved the text on the compensation fund for victims of the Mediator.To the laboratory Servier is it always the first charge before the health authorities?

Yes! We should not be mistaken about the primary responsibility in this matter: it is the responsibility of laboratory Servier. The compensation requested by the National Compensation Medical (ONIAM) for victims of the Mediator will be increased to a 30% penalty if the laboratory Servier refuses to comply. We were told that with this 30% penalty (in the body of law, the penalty is 15%, Ed) it was an emergency law, the Constitutional Council has given us reason. In addition, I ask Servier to cooperate fully to compensate the victims.

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The increase is explained by a return to normal imports of parts produced in Japan, interrupted after the earthquake. "The disruption of production caused by the disaster Japanese, which affected production in March and April, were apparently stronger is believed," Dominique Barbet analysis, economist at BNP Paribas.

The car saw its production increase by 2.5%

All sectors are displayed in green in the month of MayThe production of electronic and computer equipment rose 2 online pay day loans.3%, the textile industry of 1.3% and rubber and plastics 2.2%. The car, itself, saw its production to rebound by 2.5%. In this context, chemistry and medicine show more modest increases of 0.3% and 0.5% in May Only agricultural and food industries suffer a decline of 0.2% of their business.

From March to May, manufacturing output increased by 0.9%. Compared to the same period last year, manufacturing output rose 4.8%, INSEE said. Despite these positive figures, French growth to slow in the coming months, according to the Bank of France. The institution has revised down its outlook, relying now on an increase of 0.2% of GDP for the second quarter (April to June).

The Nikkei 225 gained 0.36% to 9832.72 points. The increase is significantly more pronounced in Chinese markets: the Hang Seng in Hong Kong climbed 1.70% to 22,436.80 points and the CSI 300 in Shanghai rises from 1.51% to 3045.50 points.

On the other Asian financial centers, the trend is similar. The Taiwan TAIEX advances 0.43% at 8610.54 points.In Australia, the S & P / ASX 200 is 1.49% at 4597.10 points, the FTSE Singapore Straits Times gained 1.04% to 3111.73 points and in India, the BSE Sensex was up 0.24% to 18,738 points.

South Korea, Asia's fourth largest economy, has lowered its growth forecast for 2011 to 4.5% against 5% originally planned, due to rising oil prices. In addition, inflation is expected to reach 4% for the year, against 3% originally planned. The Kospi gained 0.47% to 2104.21 points.

A successful introduction to Buy Your Dreams

This good news from Greece strongly supports the bank stocks. In Hong Kong, HSBC Holdings climbed 2.17% to 77.6 Hong Kong dollars and Bank of Communications is 1.91% to 7.46 Hong Kong dollars.In Japan, Mitsubishi UFJ Financial Group climbed 2.35% to 391 yen and Sumitomo Mitsui Financial Group was up 1.97% to 2485 yen.

Note that the Stock Exchange of Shenzhen (southern China), the action of the automaker Build Your Dreams (BYD), in which the American billionaire Warren Buffett owns 9.89%, soared 43.7% to 25.87 yuan for the IPO.

In addition, the South Korean giant Samsung Electronics filed a complaint against Apple to prevent it from importing to the United States several of its most famous products manufactured abroad. At the Seoul Stock Exchange, Samsung lost 0.84% ​​to 826 won.

Oil prices without direction

Oil prices were without leadership in electronic trading Thursday in Asia after sharp rise in the day following the adoption by the Greek Parliament of a tight budget, analysts said.In morning trading, a barrel of "light sweet crude" for delivery in August took 15 cents to 94.92 dollars. That of Brent North Sea crude for August delivery fell by 32 cents to 112.08 dollars.

The first two satellites to be launched on October 20 at 24:00 (French time) from the Kourou space center, a Russian Soyuz rocket that will be the first launch from French Guiana. Another dual launch is scheduled for first half of 2012. Once the first four satellites positioned 20,000 km above the in-orbit validation phase (IOV), which is essential to test the operational capabilities of the system will begin.The signal they transmit back to Earth will allow users equipped with a suitable receiver to determine their position in real time, with an accuracy of one meter.

But to ensure comprehensive coverage of the territory, with this level of performance, both in cities (where buildings cause interference) in mountainous areas, Galileo must be supported, ultimately, a fleet of 30 satellites .

"At the rate of a dual launch every six months, we hope to place 24 satellites into orbit by the end of 2014," said Wednesday the European Commissioner for Industry, Antonio Tajani. A level at which Galileo will begin to be operational. The remaining six satellites will be purchased now through the "500 million euros of savings" on the project budget, said Mr. Tajani.Specifically, "the European Commission will request 1.4 billion instead of $ 1.9 billion for the next financial perspective (2014-2018)". An amount that will add 3.4 billion to the current fiscal year (2009-2013).

A market of 90 billion euros

This "good news" is undoubtedly to reassure policy makers on economic and technical and financial viability of a project that has accumulated delays since the launch of the first test satellite Giove-A in December 2005. In addition, it is clear that Galileo will be operational more quickly, more quickly in the European economy will reap the benefits.

The market for satellite navigation, today mainly occupied by the American GPS, is estimated at 90 billion euros for the period 2010-2030.

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